The answers to your questions are as follows:
The cost in the users control panel will be hidden.
The 500 minute default -- is simply a suggested limit, however it does not imply that there is 500 minutes included for a phone number. It is simply a default.
You can divide your minute usage however you seem fit -- as the unit / variable at hand is simply a per minute fee. We are not allocating any chunk of minutes.
Please let me know if this all makes sense, thanks!
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