I will be wanting to stay with the Residential Plan with likely
one-DID with two-REGISTRATIONS.

I would likely drop the FAX and VIRTUAL number.

I would entertain a Pay-As-You-Go outbound FAX Service, I likely have little need,
but even a $1 a fax for no monthly fee would be a comfort to have available.
(Using the file upload feature naturally!)
You could even just make that a no-sign-up feature on your main web page

A Virtual number would be interesting if I could re-point it at a SIP URI.
Forwarding to SIP should not use extra minutes?

I would point Packet8 to the virtual,
and the virtual to sip:mynumber@fwd.pulver.com
and default back to the main VOIPo VMail.